Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,294$373,410
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$1,861$0
Note rate2.970%7.320%
Blended rate2.970%7.560%
1st payment$1,771.65$2,565.07
2nd payment$0.00$0.00
Taxes / mo$143.58$143.58
Insurance / mo$150.00$150.00
MI / mo$0.00$74.68
HOA / mo$85.00$85.00
Total monthly$2,150.23$3,018.33
Cash to close$42,606$41,490