Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$481,239$427,500
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$2,406$0
Note rate5.100%7.400%
Blended rate5.100%7.640%
1st payment$2,796.19$2,959.92
2nd payment$0.00$0.00
Taxes / mo$222.42$222.42
Insurance / mo$166.67$166.67
MI / mo$0.00$85.50
HOA / mo$0.00$0.00
Total monthly$3,185.27$3,434.51
Cash to close$0$47,500