Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$547,563$521,100
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,738$0
Note rate5.750%7.320%
Blended rate5.750%7.560%
1st payment$3,266.84$3,579.60
2nd payment$0.00$0.00
Taxes / mo$65.08$65.08
Insurance / mo$166.67$166.67
MI / mo$0.00$104.22
HOA / mo$0.00$0.00
Total monthly$3,498.59$3,915.57
Cash to close$31,437$57,900