Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$615,529$594,000
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$3,078$0
Note rate6.650%7.400%
Blended rate6.650%7.640%
1st payment$4,010.22$4,112.74
2nd payment$0.00$0.00
Taxes / mo$545.08$545.08
Insurance / mo$166.67$166.67
MI / mo$0.00$118.80
HOA / mo$0.00$0.00
Total monthly$4,721.97$4,943.29
Cash to close$44,471$66,000