Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$401,400
Remaining term (yrs)28.828.830.0
Secondary amount$0$401,400$0
Funding fee$0$0$0
Note rate5.891%5.891%7.400%
Blended rate6.441%7.750%7.640%
1st payment$0.00$0.00$2,779.21
2nd payment$0.00$2,592.38$0.00
Taxes / mo$15.33$15.33$15.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.28
HOA / mo$47.00$47.00$47.00
Total monthly$212.33$2,804.71$3,071.83
Cash to close$446,000$44,600$44,600