Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$382,491
Remaining term (yrs)29.029.030.0
Secondary amount$0$382,491$0
Funding fee$0$0$0
Note rate5.891%5.891%7.400%
Blended rate6.441%7.750%7.640%
1st payment$0.00$0.00$2,648.29
2nd payment$0.00$2,470.25$0.00
Taxes / mo$40.67$40.67$40.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$47.00$47.00$47.00
Total monthly$237.67$2,707.92$2,962.46
Cash to close$424,990$42,499$42,499