Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$400,825$376,200
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,004$0
Note rate6.580%7.400%
Blended rate6.580%7.640%
1st payment$2,580.58$2,604.73
2nd payment$0.00$0.00
Taxes / mo$348.33$348.33
Insurance / mo$150.00$150.00
MI / mo$0.00$75.24
HOA / mo$40.42$40.42
Total monthly$3,119.34$3,218.73
Cash to close$17,175$41,800