Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$182,062$182,062$355,410
Remaining term (yrs)20.820.830.0
Secondary amount$0$173,348$0
Funding fee$910$910$0
Note rate5.870%5.870%7.320%
Blended rate5.870%6.909%7.560%
1st payment$1,261.12$1,261.12$2,441.42
2nd payment$0.00$1,155.65$0.00
Taxes / mo$438.33$438.33$438.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.08
HOA / mo$80.00$80.00$80.00
Total monthly$1,929.46$3,085.11$3,180.84
Cash to close$212,838$39,490$39,490