Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,024$229,024$810,000
Remaining term (yrs)17.917.930.0
Secondary amount$0$580,976$0
Funding fee$1,145$1,145$0
Note rate4.150%4.150%7.400%
Blended rate4.150%6.732%7.640%
1st payment$1,506.92$1,506.92$5,608.28
2nd payment$0.00$3,752.14$0.00
Taxes / mo$152.92$152.92$152.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$162.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,876.50$5,628.64$6,139.86
Cash to close$670,976$90,000$90,000