Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$637,049$616,500
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$3,185$0
Note rate6.880%7.320%
Blended rate6.880%7.560%
1st payment$4,296.26$4,234.93
2nd payment$0.00$0.00
Taxes / mo$1,125.67$1,125.67
Insurance / mo$166.67$166.67
MI / mo$0.00$123.30
HOA / mo$11.25$11.25
Total monthly$5,599.85$5,661.81
Cash to close$47,951$68,500