Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,917$276,300
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$1,440$0
Note rate6.860%7.320%
Blended rate6.860%7.560%
1st payment$1,932.14$1,897.99
2nd payment$0.00$0.00
Taxes / mo$261.33$261.33
Insurance / mo$150.00$150.00
MI / mo$0.00$55.26
HOA / mo$20.00$20.00
Total monthly$2,363.48$2,384.58
Cash to close$19,083$30,700