Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$230,471$197,910
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.020%7.400%
Blended rate7.570%7.640%
1st payment$1,573.89$1,370.29
2nd payment$0.00$0.00
Taxes / mo$237.00$237.00
Insurance / mo$150.00$150.00
MI / mo$108.21$39.58
HOA / mo$0.00$0.00
Total monthly$2,069.10$1,796.87
Cash to close$0$21,990