Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$273,317$269,999
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.570%7.400%
Blended rate8.120%7.640%
1st payment$1,977.08$1,869.42
2nd payment$0.00$0.00
Taxes / mo$75.58$75.58
Insurance / mo$150.00$150.00
MI / mo$128.71$54.00
HOA / mo$0.00$0.00
Total monthly$2,331.38$2,149.00
Cash to close$26,682$30,000