Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$413,901$359,999
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,070$0
Note rate5.980%7.400%
Blended rate5.980%7.640%
1st payment$2,488.78$2,492.56
2nd payment$0.00$0.00
Taxes / mo$148.50$148.50
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$105.00$105.00
Total monthly$2,892.28$2,968.06
Cash to close$0$40,000