Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$494,631$459,000
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,473$0
Note rate6.720%7.320%
Blended rate6.720%7.560%
1st payment$3,232.96$3,153.01
2nd payment$0.00$0.00
Taxes / mo$767.67$767.67
Insurance / mo$166.67$166.67
MI / mo$0.00$91.80
HOA / mo$96.00$96.00
Total monthly$4,263.29$4,275.14
Cash to close$15,369$51,000