Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,380$255,380$351,450
Remaining term (yrs)24.324.330.0
Secondary amount$0$96,070$0
Funding fee$1,277$1,277$0
Note rate2.650%2.650%7.320%
Blended rate2.650%4.386%7.560%
1st payment$1,184.71$1,184.71$2,414.22
2nd payment$0.00$720.53$0.00
Taxes / mo$325.42$325.42$325.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.29
HOA / mo$4.58$4.58$4.58
Total monthly$1,664.71$2,385.24$2,964.50
Cash to close$135,120$39,050$39,050