Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$736,435$704,610
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$3,682$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$4,683.79$4,878.58
2nd payment$0.00$0.00
Taxes / mo$652.42$652.42
Insurance / mo$216.67$216.67
MI / mo$0.00$140.92
HOA / mo$158.00$158.00
Total monthly$5,710.87$6,046.58
Cash to close$46,465$78,290