Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,842$157,842$269,910
Remaining term (yrs)19.719.730.0
Secondary amount$0$112,068$0
Funding fee$789$789$0
Note rate3.600%3.600%7.400%
Blended rate3.600%5.427%7.640%
1st payment$928.85$928.85$1,868.80
2nd payment$0.00$747.12$0.00
Taxes / mo$163.17$163.17$163.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$265.00$265.00$265.00
Total monthly$1,507.02$2,254.14$2,500.95
Cash to close$142,058$29,990$29,990