Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,687$304,020
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.650%7.320%
Blended rate7.200%7.560%
1st payment$2,004.61$2,088.41
2nd payment$0.00$0.00
Taxes / mo$265.92$265.92
Insurance / mo$150.00$150.00
MI / mo$143.12$60.80
HOA / mo$17.00$17.00
Total monthly$2,580.64$2,582.13
Cash to close$30,113$33,780