Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$236,788$220,410
Remaining term (yrs)29.630.0
Secondary amount$0$0
Funding fee$1,184$0
Note rate6.110%7.320%
Blended rate6.110%7.560%
1st payment$1,440.69$1,514.06
2nd payment$0.00$0.00
Taxes / mo$183.67$183.67
Insurance / mo$150.00$150.00
MI / mo$0.00$44.08
HOA / mo$0.00$0.00
Total monthly$1,774.35$1,891.81
Cash to close$8,112$24,490