Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$571,473$539,100
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,857$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$3,715.72$3,732.62
2nd payment$0.00$0.00
Taxes / mo$499.17$499.17
Insurance / mo$166.67$166.67
MI / mo$0.00$107.82
HOA / mo$0.00$0.00
Total monthly$4,381.55$4,506.27
Cash to close$27,527$59,900