Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$285,940$285,940$418,500
Remaining term (yrs)18.918.930.0
Secondary amount$0$132,560$0
Funding fee$1,430$1,430$0
Note rate2.880%2.880%7.400%
Blended rate2.880%4.502%7.640%
1st payment$1,624.51$1,624.51$2,897.61
2nd payment$0.00$883.73$0.00
Taxes / mo$458.33$458.33$458.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,249.51$3,133.24$3,606.31
Cash to close$179,060$46,500$46,500