Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,649$342,000
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$1,883$0
Note rate6.190%7.400%
Blended rate6.190%7.640%
1st payment$2,324.92$2,367.94
2nd payment$0.00$0.00
Taxes / mo$615.08$615.08
Insurance / mo$150.00$150.00
MI / mo$0.00$68.40
HOA / mo$14.33$14.33
Total monthly$3,104.33$3,215.75
Cash to close$3,351$38,000