Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$374,267$351,000
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$1,871$0
Note rate6.670%7.400%
Blended rate6.670%7.640%
1st payment$2,497.06$2,430.25
2nd payment$0.00$0.00
Taxes / mo$456.92$456.92
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$0.00$0.00
Total monthly$3,103.97$3,107.37
Cash to close$15,733$39,000