Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,771$332,910
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.630%7.400%
Blended rate7.180%7.640%
1st payment$2,170.18$2,305.00
2nd payment$0.00$0.00
Taxes / mo$136.83$136.83
Insurance / mo$150.00$150.00
MI / mo$155.26$66.58
HOA / mo$0.00$0.00
Total monthly$2,612.27$2,658.42
Cash to close$36,129$36,990