Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$727,015$706,500
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$3,635$0
Note rate6.210%7.400%
Blended rate6.210%7.640%
1st payment$4,487.97$4,891.66
2nd payment$0.00$0.00
Taxes / mo$792.67$792.67
Insurance / mo$216.67$216.67
MI / mo$0.00$141.30
HOA / mo$47.92$47.92
Total monthly$5,545.22$6,090.22
Cash to close$57,985$78,500