Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,646$154,646$320,850
Remaining term (yrs)24.024.030.0
Secondary amount$0$166,204$0
Funding fee$773$773$0
Note rate2.800%2.800%7.320%
Blended rate2.800%5.494%7.560%
1st payment$734.47$734.47$2,204.02
2nd payment$0.00$1,108.03$0.00
Taxes / mo$22.92$22.92$22.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.17
HOA / mo$48.00$48.00$48.00
Total monthly$955.39$2,063.42$2,489.10
Cash to close$201,854$35,650$35,650