Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$581,294$409,410
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,906$0
Note rate5.300%7.400%
Blended rate5.300%7.640%
1st payment$3,451.77$2,834.67
2nd payment$0.00$0.00
Taxes / mo$698.42$698.42
Insurance / mo$166.67$166.67
MI / mo$0.00$81.88
HOA / mo$150.00$150.00
Total monthly$4,466.86$3,931.64
Cash to close$0$45,490