Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$552,469$521,955
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.600%7.320%
Blended rate7.150%7.560%
1st payment$3,637.05$3,585.47
2nd payment$0.00$0.00
Taxes / mo$582.17$582.17
Insurance / mo$166.67$166.67
MI / mo$261.01$104.39
HOA / mo$175.00$175.00
Total monthly$4,821.90$4,613.69
Cash to close$27,481$57,995