Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$182,728$182,728$418,500
Remaining term (yrs)18.318.330.0
Secondary amount$0$235,772$0
Funding fee$914$914$0
Note rate3.830%3.830%7.400%
Blended rate3.830%6.038%7.640%
1st payment$1,153.69$1,153.69$2,897.61
2nd payment$0.00$1,522.69$0.00
Taxes / mo$184.33$184.33$184.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.70
HOA / mo$8.00$8.00$8.00
Total monthly$1,512.69$3,035.39$3,340.31
Cash to close$282,272$46,500$46,500