Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,997$278,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.850%7.400%
Blended rate4.700%7.640%
1st payment$1,670.90$1,925.51
2nd payment$0.00$0.00
Taxes / mo$552.67$552.67
Insurance / mo$150.00$150.00
MI / mo$252.46$55.62
HOA / mo$44.33$44.33
Total monthly$2,670.35$2,728.12
Cash to close$0$30,900