Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,087$260,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,390$0
Note rate5.660%7.320%
Blended rate5.660%7.560%
1st payment$1,701.82$1,792.27
2nd payment$0.00$0.00
Taxes / mo$298.83$298.83
Insurance / mo$150.00$150.00
MI / mo$0.00$52.18
HOA / mo$49.00$49.00
Total monthly$2,199.65$2,342.29
Cash to close$11,813$28,990