Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,805$359,910
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,864$0
Note rate5.220%7.400%
Blended rate5.220%7.640%
1st payment$2,185.99$2,491.94
2nd payment$0.00$0.00
Taxes / mo$333.25$333.25
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$20.00$20.00
Total monthly$2,689.24$3,067.18
Cash to close$27,095$39,990