Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$841,500
Remaining term (yrs)19.119.130.0
Secondary amount$0$841,500$0
Funding fee$0$0$0
Note rate3.000%3.000%7.320%
Blended rate3.000%7.750%7.560%
1st payment$0.00$0.00$5,780.52
2nd payment$0.00$5,434.69$0.00
Taxes / mo$460.00$460.00$460.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$168.30
HOA / mo$0.00$0.00$0.00
Total monthly$676.67$6,111.35$6,625.49
Cash to close$935,000$93,500$93,500