Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$443,715$396,000
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$2,219$0
Note rate7.080%7.400%
Blended rate7.080%7.640%
1st payment$3,101.22$2,741.82
2nd payment$0.00$0.00
Taxes / mo$366.67$366.67
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$637.00$637.00
Total monthly$4,254.88$3,974.69
Cash to close$0$44,000