Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,541$348,541$765,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$416,459$0
Funding fee$1,743$1,743$0
Note rate4.170%4.170%7.400%
Blended rate4.170%6.119%7.640%
1st payment$1,949.07$1,949.07$5,296.71
2nd payment$0.00$2,689.63$0.00
Taxes / mo$708.33$708.33$708.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$141.00$141.00$141.00
Total monthly$3,015.07$5,704.70$6,515.71
Cash to close$501,459$85,000$85,000