Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,249$186,249$616,410
Remaining term (yrs)16.516.530.0
Secondary amount$0$430,161$0
Funding fee$931$931$0
Note rate3.520%3.520%7.400%
Blended rate3.520%6.472%7.640%
1st payment$1,232.30$1,232.30$4,267.90
2nd payment$0.00$2,778.12$0.00
Taxes / mo$570.75$570.75$570.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$123.28
HOA / mo$270.00$270.00$270.00
Total monthly$2,239.71$5,017.83$5,398.60
Cash to close$498,651$68,490$68,490