Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$139,959$139,959$290,700
Remaining term (yrs)23.123.130.0
Secondary amount$0$150,741$0
Funding fee$700$700$0
Note rate3.610%3.610%7.400%
Blended rate3.610%5.886%7.640%
1st payment$741.99$741.99$2,012.75
2nd payment$0.00$1,004.94$0.00
Taxes / mo$57.67$57.67$57.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.14
HOA / mo$0.00$0.00$0.00
Total monthly$949.65$1,954.59$2,278.55
Cash to close$183,041$32,300$32,300