Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,564$164,565
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$933$0
Note rate2.770%7.400%
Blended rate2.770%7.640%
1st payment$862.55$1,139.41
2nd payment$0.00$0.00
Taxes / mo$194.75$194.75
Insurance / mo$150.00$150.00
MI / mo$0.00$32.91
HOA / mo$0.00$0.00
Total monthly$1,207.30$1,517.08
Cash to close$0$18,285