Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$364,000$359,999
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.880%7.320%
Blended rate7.430%7.560%
1st payment$2,452.36$2,472.94
2nd payment$0.00$0.00
Taxes / mo$524.42$524.42
Insurance / mo$150.00$150.00
MI / mo$171.01$72.00
HOA / mo$557.00$557.00
Total monthly$3,854.79$3,776.36
Cash to close$35,999$40,000