Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,584$327,584$585,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$257,416$0
Funding fee$1,638$1,638$0
Note rate3.000%3.000%7.320%
Blended rate3.000%5.090%7.560%
1st payment$1,600.81$1,600.81$4,018.54
2nd payment$0.00$1,662.48$0.00
Taxes / mo$648.58$648.58$648.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,416.06$4,078.53$4,950.79
Cash to close$322,416$65,000$65,000