Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$461,412$449,910
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$2,307$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$2,866.11$3,115.09
2nd payment$0.00$0.00
Taxes / mo$199.83$199.83
Insurance / mo$166.67$166.67
MI / mo$0.00$89.98
HOA / mo$0.00$0.00
Total monthly$3,232.61$3,571.57
Cash to close$38,488$49,990