Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$439,964$427,491
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.700%7.400%
Blended rate6.550%7.640%
1st payment$2,706.96$2,959.86
2nd payment$0.00$0.00
Taxes / mo$395.83$395.83
Insurance / mo$166.67$166.67
MI / mo$330.36$85.50
HOA / mo$65.00$65.00
Total monthly$3,664.82$3,672.85
Cash to close$35,026$47,499