Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$543,929$543,929$584,550
Remaining term (yrs)28.028.030.0
Secondary amount$0$40,621$0
Funding fee$2,720$2,720$0
Note rate6.120%6.120%7.400%
Blended rate6.120%6.320%7.640%
1st payment$3,379.55$3,379.55$4,047.31
2nd payment$0.00$304.66$0.00
Taxes / mo$541.25$541.25$541.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.91
HOA / mo$95.00$95.00$95.00
Total monthly$4,182.47$4,487.13$4,967.13
Cash to close$105,571$64,950$64,950