Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$128,861$128,861$211,500
Remaining term (yrs)22.622.630.0
Secondary amount$0$82,639$0
Funding fee$644$644$0
Note rate4.270%4.270%7.400%
Blended rate4.270%6.118%7.640%
1st payment$738.61$738.61$1,464.38
2nd payment$0.00$619.79$0.00
Taxes / mo$5,841.67$5,841.67$5,841.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.30
HOA / mo$210.00$210.00$210.00
Total monthly$6,940.27$7,560.07$7,708.35
Cash to close$106,139$23,500$23,500