Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$301,271$305,910
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.640%7.320%
Blended rate7.190%7.560%
1st payment$1,960.84$2,101.39
2nd payment$0.00$0.00
Taxes / mo$269.50$269.50
Insurance / mo$150.00$150.00
MI / mo$140.14$61.18
HOA / mo$0.00$0.00
Total monthly$2,520.47$2,582.07
Cash to close$38,629$33,990