Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,349$186,349$279,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$92,651$0
Funding fee$932$932$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.866%7.640%
1st payment$883.87$883.87$1,931.74
2nd payment$0.00$694.89$0.00
Taxes / mo$717.25$717.25$717.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$8.00$8.00$8.00
Total monthly$1,759.12$2,454.00$2,862.79
Cash to close$123,651$31,000$31,000