Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$90,882$90,882$319,410
Remaining term (yrs)12.612.630.0
Secondary amount$0$228,528$0
Funding fee$0$0$0
Note rate5.250%5.250%7.320%
Blended rate6.100%7.281%7.560%
1st payment$816.07$816.07$2,194.13
2nd payment$0.00$1,475.91$0.00
Taxes / mo$140.25$140.25$140.25
Insurance / mo$150.00$150.00$150.00
MI / mo$104.68$104.68$63.88
HOA / mo$1.00$1.00$1.00
Total monthly$1,212.01$2,687.91$2,549.26
Cash to close$264,018$35,490$35,490