Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,692$319,950
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,713$0
Note rate3.920%7.400%
Blended rate3.920%7.640%
1st payment$1,773.06$2,215.27
2nd payment$0.00$0.00
Taxes / mo$128.17$128.17
Insurance / mo$150.00$150.00
MI / mo$0.00$63.99
HOA / mo$25.67$25.67
Total monthly$2,076.89$2,583.10
Cash to close$12,808$35,550