Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$515,503$515,503$764,999
Remaining term (yrs)25.525.530.0
Secondary amount$0$249,496$0
Funding fee$2,578$2,578$0
Note rate4.720%4.720%7.320%
Blended rate4.720%5.708%7.560%
1st payment$2,890.31$2,890.31$5,255.01
2nd payment$0.00$1,611.33$0.00
Taxes / mo$53.58$53.58$53.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$20.75$20.75$20.75
Total monthly$3,181.31$4,792.64$5,699.01
Cash to close$334,496$85,000$85,000